OCBC Home Loan Singapore

We share OCBC Home Loan Singapore this day in 2010.

OCBC home loan Singapore approval for HDB flat can be done in 30 minutes daily and on Sundays at OCBC bank Sunday banking branches.

OCBC Home Loan Singapore Terms & Conditions

* Apply for OCBC home loan personally at any OCBC Branch to enjoy preferential HDB Home Loan packages for a limited period.

* Please come with your SingPass to facilitate online retrieval of your income document(s).

* The original Option to Purchase and a copy of the HDB Valuation Report for the purchased flat is also required.

* The OCBC HDB Home Loan packages are subject to relevant terms and conditions governing such loan packages.

* OCBC home loan Singapore offer is subject to satisfactory credit checks and approval.

Promotional OCBC Home Loan Singapore packages when you sign up for such a home loan.

OCBC Home Loan Singapore subject to changes at discretion of banking institution.

Consult bank officer for details.

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Credit Card Instalment Loan

We look at Credit Card Instalment Loan of UOB bank Singapore today.

What is the Credit Card Instalment Loan interest rate?

Credit Card Instalment Loan Rates:

Loan Tenor | Processing Fee % p.a. | Effective Interest Rate (EIR) % p.a.

6 months = 3, 10.20

12 months = 5, 9.10

18 months = 7, 8.67

24 months = 9, 6.41

36 months = 14, 8.71


The Credit Card Instalment Loan is provided for info only.

Credit Card Instalment Loan processing fee interest rates subject to change without notice.

Hope you like our Sg Loan Rates.

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Singapore Loan Rates: CPF Study Loan Rate

What is the CPF Study Loan Rate? What is CPF study loan? Can you borrow money from CPF to fund your educational expenses?

We tell you more about CPF study loan and the CPF study loan rate.

The CPF Education Scheme is a loan scheme.

The total amount withdrawn for tuition fees plus accrued interest has to be repaid in full with cash.

Repayment of CPF study loan will start one year after date of graduation or date of leaving the institution, whichever is earlier.

Interest starts accruing from the day of withdrawal, and is pegged to the prevailing CPF Ordinary Account interest rate.

As a student taking a full-time government subsidized course leading to a diploma or degree at an approved local tertiary institution, you may apply for a CPF study loan from your own or your parent’s CPF savings to pay your tuition fees.

Current CPF rate is 2.5% pa.

Hence CPF study loan rate is 2.5% per annum but that is subject to change according to prevailing CPF rules.

Hope you like our Sg Loan Rates.

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Singapore Loan Rates: POSB Study Loan

SIM and SMU students get to enjoy exclusive rates with POSB Study Loan called the POSB Further Study Assist.

Up to 6 times your monthly income for POSB Study Loan
Get an education loan of up to 6 times your monthly income or your unpaid course fees, capped at S$80,000, whichever is lower (minimum loan amount is S$2,000).

Peace of mind to use POSB Study Loan
Have a peace of mind when you know that your interest rate will be locked in at point of approval.

Future fluctuation of POSB Study Loan rates will not affect your loan.

Applicable to all schools in our List of Partner’s Institution.

Better control of your finances
Spread your POSB Study loan over fixed monthly instalments with your choice of loan tenure between 1 to 5 years. The monthly POSB Study Loan instalment remains the same whether you request for a lump sum or a progressive disbursement. This way, you do not have to worry about increasing instalments when you ask for further disbursements.

Hassle-free payment
Your monthly POSB Study Loan repayment is deducted automatically from your designated DBS / POSB account.

No prepayment penalty
There is no prepayment fee charged if you decide to pay off the POSB Study Loan earlier.

What's more, you have a choice to pay off your POSB Study Loan sooner and save on interest!

POSB Study Loan Rates:
SIM & SMU students get to enjoy an exclusive POSB Study Loan rate of 5.25% p.a.

Hope you like our Sg Loan Rates.

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Singapore Loan Rates: Housing Loan Rate Promotion

In this finance post on Sg Loan Rates blogspot, we highlight a Housing Loan Rate Promotion for your interest.

Housing Loan Rate Promotion is meant for financial information and not for financial investment purpose.

This housing loan promotion rate is obtained from Maybank bank.

Housing Loan Promotion Rates:


1) Variable housing loan rate = 0.80% p.a.


2) Fixed rate housing loan rate = 0.88% p.a.


3) Sibor linked housing loan rate = 0.50% p.a. + 3 month sibor


Housing loan rate promotion is subject to change. Housing loan rate promotion valid for new home loans and refinancing, for strictly limited period only.

Hope you like our Sg Loan Rates.

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Singapore Loan Rates: Credit Card Charge, Rates

We take a look at Credit Card Charge, Rates this September 2010.

Here are the details of CREDIT CARD CHARGES, RATES from OCBC bank credit card.

It is the OCBC TITANIUM MASTERCARD Credit Card Charges, Rates.

FEES & CHARGES, RATES:

• Credit Card Charges, Rates for Principal Card: S$180 p.a.

• Credit Card Charges, Rates for Supplementary Card: S$90 p.a.

• Credit Card Charges, Rates for Replacement Card: S$25 per card

• Credit Card Charges, Rates for Minimum payment - 3% of the total balance or S$50, whichever is higher, plus any overdue amount and excess in credit limit.

• Credit Card Charges for Late payment fee - S$55 if minimum payment specified in the billing statement is not received by the payment due date

• Credit Card Charges for Interest charges - 24.96% p.a. subject to compounding if the monthly interest charges are not repaid in full (minimum charge of S$2.50)

• Credit Card Charges for Cash advance fee - 6% on the amount shown withdrawn (minimum charge of S$15)

• Credit Card Charges for Interest charges for cash advance - 28.92% p.a. on the amount withdrawn subject to compounding if the monthly interest charges are not repaid in full (minimum charge of S$2.50)

Hope you like our Sg Loan Rates.

Sg Loan Rates