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Sg Loan Rates presents loan rates of various kinds in Singapore.

Extra Cash Loan

Posted by admin | 12:16 AM |
Aug 29, 2010

Singapore Loan Rates : Extra Cash Loan

Looking for extra cash? Loan that provides extra cash - this is the Extra Cash Loan.

Requirement for this bank extra cash loan is $1667 monthly income. Extra cash loan from this financial institution can help to provide you with extra cash for that plan of yours.

Extra cash loan allows cash loan of up to 4 times monthly salary.

Extra cash loan tenor of up to 5 years.

Choice of regular or deferred repayment options for extra cash loan.

Bank that provides extra cash loan is OCBC.

Interest rate for Extra Cash Loan

= 15% p.a. interest on a regular installment payment option.





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1. Latest Loan Rates
2. Home Mortgage Rates
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5. SIBOR Rates

Housing Loan Rates

Posted by admin | 12:17 AM | , ,
Aug 23, 2010

Housing Loan Rates

Sg-Loan-Rates provide you with updates on housing loan rates in Singapore. These housing loan rates are taken from DBS bank Singapore.

Housing Loan Rates are provided for personal use only.

Housing Loan Rates :

DBS BANK 3M SIBOR PACKAGE

LTV Banding | LTV less than or equal to 80%

YEAR | Interest Rates

Year 1 = 3M SIBOR* + 1.25%
Year 2 = 3M SIBOR* + 1.25%
Year 3 = 3M SIBOR* + 1.50%
Thereafter = 3M SIBOR* + 1.50%


The above housing loan rates packages are applicable for New Purchase of Completed Private/HDB Properties.

The SIBOR* refers to the 3 month or 12 month SIBOR (Singapore Interbank Offered Rate).

THE SIBOR* will be based on the first business day of the month at the point of housing loan rates acceptance.

housing loan rates packages are subject to change at the Bank’s absolute discretion without prior notice.

Credit facilities are granted at the sole discretion of DBS Bank.

Terms and conditions apply for these housing loan rates.

DBS Housing Loan Rates are subject to changes.


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1. Latest Loan Rates
2. Home Mortgage Rates
3. Personal Loan Rates
4. Car Loan Rates
5. SIBOR Rates

RHB Home Renovation Loan Singapore

RHB Home Renovation Loan are checked out here. What are the rates of the home renocation loan from RHB Bank Singapore?

RHB Home Renovation Loan Features:

Benefits of Home Renovation Loan
• High Loan Quantum

• High Loan Amount of up to 6 times^ your monthly income or $30,000, whichever is lower
• Additional Unsecured Loan of up to 6 times^ your monthly income – choice of Furnishing Loan or Preferred Credit.

• Flexible Loan Repayment Period – Choice of 1 year to 5 years^.

• Low Interest Rates – Flexible choice of interest rate package:

RHB Home Renovation Loan Rates:

1. Flat Rate Package:
Flat Rate Package
Loan Amt less than S$15,000 = 3.88%p.a. (Effective Rates: 7.086% - 7.293%p.a.)

Loan Amt more than or equal to S$15,000= 3.22% p.a. (Effective Rates: 5.892% – 6.086%p.a.)

2. Variable Rate Package* :

Variable Renovation Home Loan Interest Rates*

Standard Package

Year 1 = 6.25% p.a.
Year 2 to 5 = 6.25% p.a.

•Free personal accident Insurance – Coverage for main borrower over the entire tenure of the loan.

• Complimentary house warming gift^.


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1. Latest Loan Rates
2. Home Mortgage Rates
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4. Car Loan Rates
5. SIBOR Rates

UOB Home Loan Rate Singapore

Posted by admin | 12:18 AM |
Aug 10, 2010

UOB Home Loan Rate Singapore

UOB Home Loan Rate Singapore are examined today. Look closely at the UOB Home Loan Rate Singapore for the 2 year fixed loan package.

UOB Home Loan Rate Singapore interest rates are subject to change at any time.

Kindly double check with bank for latest interest rates for their UOB Home Loan Rate Singapore before investing money.


UOB Home Loan Rate Singapore :

Floating Rate 2 Year Lock Package
Loan to Value equal/less than 80%

Loan Tenure | Interest Rate

1st Year 1.45% p.a.
(3.05% off MORTGAGE RT_010508*)

2nd Year 1.85% p.a.
(2.65% off MORTGAGE RT_010508*)

3rd Year 2.65% p.a.
(1.85% off MORTGAGE RT_010508*)

Thereafter 3.75% p.a.
(0.75% off MORTGAGE RT_010508*)

* UOB Home Loan Rate Singapore Current Mortgage Rate_010508 is 4.50% p.a.


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** Many readers found these posts interesting: **

1. Latest Loan Rates
2. Home Mortgage Rates
3. Personal Loan Rates
4. Car Loan Rates
5. SIBOR Rates

Credit Card Charge

Posted by admin | 12:06 AM |
Aug 3, 2010

Singapore Loan Rates: Credit Card Charge

Credit Card Charge

This finance post on Credit Card Charge features the POSB Credit Card Finance Charges.

Credit card charge is provided for information only. You should not use credit card charge to ascertain your personal credit card charge as it depends on the credit card contract that you signed up at that time.

Here are some details of credit card charge for your perusal.

Late Payment Credit Card Charge Per Account

Tiered rate pegged to the Outstanding Balance in the preceding month's Card Account Statement:

Outstanding Balance | Late Payment Charge

Up to S$50= no charge
S$50.01 to S$100= S$10
S$100.01 to S$1000= S$45
S$1000.01 to S$3000= S$50
S$3000.01 & above= S$55

Finance Credit Card Charge For Purchases
• Finance Charge: 2% per month (effective interest rate 24% p.a. subject to compounding if the charges are not repaid in full) on the transaction amount, chargeable on a daily basis from the date of transaction until receipt of full payment (Minimum charge: S$2.50)
• No finance charges will be levied if payment is received in full by the "Payment Due Date", and there is no balance carried forward from the previous statement.

Cash Advance Credit Card Charge
• Fee: 5% of the amount withdrawn (minimum charge of S$15).
• Finance Charge: 2% per month (effective interest rate 24% p.a. subject to compounding if the charges are not repaid in full) on the amount withdrawn, chargeable on a daily basis from the date of withdrawal until receipt of full payment (minimum charge of S$2.50).

Minimum Monthly Credit Card Charge Repayment
3% of statement balance or S$50, whichever is greater. For accounts that are over-limit, please pay the minimum payment specified plus the over-limit amount.
Liability for Lost/Stolen Credit Card

If your Card is lost or stolen or if the PIN is disclosed without your authorisation, your liability for unauthorised transactions effected after such loss, theft or unauthorised disclosure but before we are notified thereof shall be limited to S$100 only if :
a. you have immediately notified us of the loss, theft or unauthorised disclosure;
b. you assist us in the recovery of the unauthorised charges incurred;
c. you furnish us with a police report accompanied by written confirmation of the loss, theft or unauthorised disclosure and any other information that we may require; and
d. we are satisfied that such loss, theft or unauthorised disclosure is not due to your negligence or default.

You shall not be liable for any transactions carried out after we have been notified of the loss, theft or disclosure.

Credit Card Charge for Annual Fee &/or Welcome Gift
Annual fee waiver and welcome gift (if any) are applicable to new principal cardholder only. Cardholder will not be eligible for such promotions upon approval when they re-apply for the credit card within 90 days from date of termination of the same card.



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Singapore Education Loan Rates

Posted by admin | 12:03 AM | ,
Aug 1, 2010

Singapore Education Loan Rates

With RHB Edu Loan, your dreams of higher education and success can take off at reasonable Singapore education loan rates.

Singapore Education Loan Rates are obtained from RHB bank Singapore.

Singapore Education Loan Rates:
-from 4.88 % per annum
-for local or overseas study
-repay up to 10 years

As an example of the repayment options you can choose from Edu Loan, read the following:

Assumption: total loan amount disbursed upfront and the interest rate remains unchanged during your loan tenure.

Total loan amount= S$12,000
Interest rate= 4.88% p.a.
Loan tenure= 36 months
Processing fee= 2% of loan amount
Disbursed loan amount= S$11,760


Singapore Education Loan Rates subject to change. Terms and conditions come with these Singapore education loan rates.


Hope you like our Sg Loan Rates.

** Many readers found these posts interesting: **

1. Latest Loan Rates
2. Home Mortgage Rates
3. Personal Loan Rates
4. Car Loan Rates
5. SIBOR Rates